First Time Buyer
FIRST TIME BUYER
We’re with you all the way to help make your first home purchase dreams come true
If you have never bought a home before, your first mortgage can be an exciting but stressful and confusing ordeal. We know it won’t be easy and can be a very daunting prospect as your new mortgage will be one of the largest financial commitments that you are likely to undertake. It is very important for you to get honest, professional and expert comprehensive mortgage advice which will be tailored to your individual needs and requirements.
With thousands of mortgages to choose from, Parx can offer you expert advice and help you through every step of the mortgage process. Whatever your circumstances we’ll find a mortgage that’s right for you to help you fulfil your homeownership dreams.
How does it work?
Finding out how much you could borrow is a vital step towards owning a home as it will set your property budget so that you can start looking at homes for sale and the best place to start is to speak to a mortgage broker like ourselves.
We will speak to you about your circumstances and work out what kind of mortgage might be right for you and how much you will be able to borrow. With your consent, will look to obtain an agreement in principle which is a statement from a mortgage lender that they will, in theory, lend you a certain amount to buy a home. It gives you good credibility with sellers and estate agents.
As soon as you have had an offer accepted on a property, let us know and we will help you through every stage of formally applying for a mortgage that is right for you and then you can relax, as we will work with all relevant parties to see your application through to completion.
